Legal

Refund Policy

Last updated: October 21, 2026

7-day money-back guarantee

Every membership payment — monthly or yearly, first payment or renewal — carries a full 7-day money-back guarantee. If you are not happy within 7 days of a charge, email support@debtanddaylight.com and we will refund that payment in full, no questions asked.

After 7 days

You can cancel anytime through the "Manage billing" button on the Membership page. When you cancel, your access continues through the period you already paid for, and it does not renew. Payments older than 7 days are not refunded, including yearly memberships — that is exactly why the 7-day guarantee exists: try the full dashboard with a yearly membership, and if it is not for you, get all of it back within a week.

How refunds arrive

Refunds go back to the original payment method. Most banks show them within 5–10 business days.

Billing problems

If a renewal charge went through after you meant to cancel, or a charge looks wrong, email us and we will make it right.

See also our Terms of Service. All payoff figures inside the planner are estimates, not guarantees.

Questions? Email support@debtanddaylight.com.